If you are no longer able to work because of a disabling condition, you may be wondering if you qualify for Social Security Disability benefits in Waukegan. The Social Security Administration (SSA) has specific requirements that must be met in order for an individual to qualify for SSD benefits.
One of the most significant requirements is that you must have worked enough years to qualify for benefits. The amount of work required depends on your age. The SSA uses a credit system, and most people need 40 credits to qualify. You can earn up to four credits each year, and generally, you need 10 years of work (40 credits) to qualify for SSD.
However, younger workers may qualify with fewer credits. For example, if you become disabled before you turn 24, you may only need six credits (equivalent to working 1.5 years). If you become disabled at 24 or older but younger than 31, you may need between 20 and 28 credits (equivalent to working five to seven years).
Another requirement is that your disability must be severe enough to prevent you from working. The SSA defines a severe disability as one that prevents you from doing any substantial gainful activity. To determine if your disability meets this criterion, the SSA will consider your medical records as well as your work history. They will also look at how your disability affects your ability to function on a daily basis.
The process of applying for Social Security Disability benefits in Waukegan can be long and difficult, but it is important to remember that you are not alone. There are many resources available to help you through the process, including legal assistance from an attorney. Schedule a consultation with Jeffrey A. Rabin & Associates, Ltd. for more information.